Terms of Service

Effective Date: September 29, 2025

1. Acceptance of Terms

By accessing or using Compound, you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use our service.

2. Description of Service

Compound is a financial management application that helps users track spending, manage budgets, and build wealth through intelligent financial insights.

3. User Accounts

You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Providing accurate and current information

4. Financial Data

By connecting your bank accounts, you authorize us to access your financial data through Plaid. We will use this data solely to provide our services as described in our Privacy Policy.

5. Prohibited Uses

You may not:

• Use the service for any illegal purpose
• Attempt to gain unauthorized access to our systems
• Interfere with the proper functioning of the service
• Share your account credentials with others

6. Disclaimer of Warranties

Compound is provided "as is" without warranties of any kind. We do not provide financial advice. Our service is for informational and organizational purposes only.

7. Limitation of Liability

Compound shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the service.

8. Termination

We reserve the right to suspend or terminate your account at any time for violation of these terms or for any other reason at our discretion.

9. Changes to Terms

We may modify these terms at any time. Continued use of the service after changes constitutes acceptance of the modified terms.

10. Contact

For questions about these terms, contact: hello@getcompoundfi.com